Our family is a collective of amazing people, helping yours, #livebetter
Principal Broker & Managing Partner
Nick L’Ecuyer Principal Broker & Managing Partner
A home is many things – a place to grow your family, a space to create memories, a haven from the demands of everyday life and a getaway from the rest of the world. So consider this: shouldn’t the process of financing a home feel just as good as coming home? Trust my team to make it happen.
I am passionate about real estate. Like many people, though, I know firsthand that buying a home can be an overwhelming journey. There are numerous moving parts to manage and an error anywhere in the process can cost you your dream home.
Clearly, there’s a lot at stake. So when I became a mortgage broker, I imagined starting a different kind of mortgage brokerage – one that would provide a smooth and stress free mortgage-buying experience. Today, my vision has been brought to life. I am the founder and Principal Broker of The Mortgage Wellness Group, an award-winning mortgage brokerage based in Barrie, Ont. and one of the largest mortgage brokerages in Canada.
During my career, I have received a number of prestigious industry honours and award nominations from Canadian Mortgage Professional magazine. Those many accolades include the 2009 award for Best Newcomer – Individual Agent/Broker. More recently, The Mortgage Wellness Group was a finalist for the 2015 award for Mortgage Brokerage of the Year.
External Team Operations Manager & Partner
Roger L'Ecuyer, Broker External Team Operations Manager & Partner
Why Mortgage Wellness?
When my son and I teamed up to bring Mortgage Wellness to the local market we had a whole new client focus in mind. We could be better and different by providing better choices for our clients. Every step and all of our decisions were based on having our clients live better by ensuring they are always satisfied with their mortgage solution. We believe we have achieved this important goal and continue to change with our client’s needs.
Years of experience:
I have been with Mortgage Wellness since day one. Over seven years of supporting the brokerage and managing our external team of agents and brokers across Ontario. We have an incredible team representing us in Ontario.
I love to see all of my family each day in the office. I get a lot of visits from grandchildren and friends who like to hang in our space. Best job ever!!
Nancy L'Ecuyer Partner
Nancy is our Office Manager, but what that really means to us is the glue that holds the family together! Since starting the The Mortgage Wellness Group with her husband, Nick, and father-in-law, Roger, several years ago, she's filled in as several roles when needed...that is still very much the case today. On a daily basis, Nancy is able to jump in and make sure our clients and team are taken care of, and welcomed into an organized, clean, friendly environment- down to the touch up paint in our boardrooms, or new shelves in the storage room. Nancy's always able to keep our office looking beautiful!
I am passionate about real estate. Nancy is a busy mom of two, and has an extensive background in veterinarian studies, although the closest she gets to working with animals these days is when she brings the family puppy in for an office visit...we all enjoy that, especially our lucky clients that happen to stop by on those days!
Kristin Clemente, Agent
Kristin Clemente, Agent Branch Manager
When it comes to mortgage financing Kristin, and our entire team, understand the many advantages Mortgage Brokers hold over banks, first and foremost, being able to obtain the most competitive rate for you! Banks have one rate to offer whereas here at The Mortgage Wellness Group we have 26 different lenders all willing to provide their services to our amazing clients. The Mortgage Wellness Group has recently won the title of Barrie’s Best Mortgage Brokerage, several years running, and Kristin has been apart of the team every year we have won! We have a great support team of underwriters and client care specialists here in the office and as a result we are able to provide our clients with quick turnaround times and exceptional customer service.
Kristin is a large part of our team, from mentoring to late night appointments, she always puts in the extra effort and we're exceptionally lucky to call her one of our own!
Kerri L'Ecuyer, Agent Mortgage Planner
Yes, Nick’s mom! Apart from taking care of the team she is also the Manager of Client Services, which allows her to connect with clients; past and future which truly speaks to her strengths.
In addition to taking amazing care of our clients and team, she is very passionate about her family! In her words, she refers to them as “the absolute loves of her life”.
Kerri brings with her an extensive background in Human Resources, as well as a long history working as a School Director. Throughout her career she has been so lucky as to help people in many aspects of their lives which has given her such satisfaction and taught her many valuable lessons which she passes on to our clients each and every day.
Her passion is to help people live the best life possible and be a little part of it anyway she can!
Jodi Murray, Agent
Jodi Murray, Agent Mortgage Planner
Say hello to Jodi, a Mortgage Planner who knows what really matters to her clients. Jodi comes with a background in debt consolidation and credit repair giving her a unique perspective on goal setting and lifestyle planning. When a client comes to Jodi she wants to look at the big picture and get to know your long term goals. She also has a knack for showing you what your plan looks like on a month-to-month basis and optimizing your finances so that you see the short and long term benefits of our products. When Jodi joined Mortgage Wellness she came excited to offer personalized service focused on the success of her clients and to make an impact beyond just mortgage approval.
Coming from a tight-knit family with strong roots in Barrie, Jodi has a lot in common with the Mortgage Wellness family. She was drawn to the warm, inclusive and inviting energy of the office and knew that this was somewhere she could create a lasting impression with her clients.
Client Service Administrator
Abby Findlay Client Service Administrator
Meet Abby, our Client Service Administrator and likely the first smile to welcome you at Mortgage Wellness. When you need to connect with someone at our office Abby matches you with the right team member to answer your questions, meet your specific needs and make you feel at ease. With 20 years of experience in the finance industry, Abby knows that sometimes clients are nervous, have complicated questions or need quick information and she knows just what to do for every one of them – even if it is as simple as showing our littlest clients where the good snacks and toys are!
You may recognize Abby as she is a long-time resident of Simcoe County and a huge fan of the many amenities that make this region great. Whether it be frequenting the local zoo, museum or beach, Abby is always discovering new adventures in the area to share with her family. The best thing about Simcoe County in her opinion? Raising a family in a place that is so much fun for kids; she makes sure this atmosphere is carried into the Mortgage Wellness office so all our clients, great and small, feel welcome!
Nicole Fleming Compliance Officer
Nicole joined the Mortgage Wellness team in 2015 after returning to the workforce post maternity leave. She brings with her over ten years of customer service and administrative experience, including several years in a busy local Real Estate office.
Nicole works as our Compliance Officer and provides support to our Mortgage Planners. While her main focus is to keep the team organized behind the scenes, helping our clients have a positive experience every step of the way is her goal. Helping families achieve some of the biggest milestones in their lives is the best part of her day!
When Nicole isn’t keeping up with a busy little girl, she enjoys participating in community events. After moving to Barrie in 2007 for university, Barrie instantly became home and she looks forward to building a future here with both her Mortgage Wellness and young family.
Ainsley Crombeen, Agent
Ainsley Crombeen, Agent Mortgage Planner
Ainsley comes to Mortgage Wellness with a knack for making complicated processes seem easy, and as a Mortgage Planner this could not be more valuable. An international background of communication and project management gives Ainsley the ability to uncover the core needs of her clients and come back with the best options. She prides herself on making the process stress free by researching and identifying the best products (even when confronted with barriers) and presenting them in a clear and transparent way so her clients feel confident and happy with their selection. Her measure of success – when clients leave her office saying “wow, that was easy”!
Ainsley’s ability to simplify large projects has allowed her to embark on some pretty exciting passion projects. In her spare time, Ainsley has teamed up with her family to purchase and renovate rental homes and cottages and even oversee a new build. As a mom, Ainsley is no stranger to multi-tasking and has been volunteering with charities and community groups for years, including starting her own professional networking group to support and promote businesses. It is pretty clear that Ainsley knows how to maximize time and streamline projects to make an impact on the world around her!
Kayla Faria, Agent
Kayla Faria, Agent Mortgage Planner
Meet our multi-talented Mortgage Planner, Kayla. Mortgage Wellness welcomed Kayla with 10 years of experience in real estate bringing a valuable perspective to the team and their clients. Kayla has a unique understanding from all sides of a real estate transaction; she knows how timelines, documents and processes work for realtors, has felt the stress of purchasing as a buyer and knows what it takes to provide the best service as a Mortgage Planner. What does this mean for her clients? Kayla ensures she updates everyone before they have to ask and keeps clients informed on timelines and details with an insider’s perspective – this makes for a clear and seamless experience.
For Kayla, work and play have a similar nature – variety! At home Kayla and her family of active boys and loving dogs like to keep busy around the region. Whether it be skiing, paddle boarding, and ziplining or fundraising and volunteering with her kids, Kayla likes to take full advantage of the recreational and community-driven lifestyle of Simcoe County.
Mike Moore, Agent
Mike Moore, Agent Mortgage Planner
Mike works hard every day to help families Live Better and his passion and enthusiasm is contagious. It is impossible not to smile when you talk to Mike!
Mike loves helping clients achieve their dreams. Whether he is walking first time buyers through the ins-and-outs of their first purchase, helping clients work towards their forever home or strategizing on how to buy a cottage on the waterfront; Mike’s aim is making sure his clients are informed and prepared so they can focus on the excitement of achieving their real estate goals!
Mike grew up in Innisfil and recently made the move to Barrie with his young family that includes his wife Chelsea and their 3 young boys. He has always been into team sports and loves playing hockey and soccer either with his teammates or in the backyard with his family. When he is not spending time with his family, Mike can usually be found researching, dreaming about, or talking about cars.
Shawna Harrison, Agent
Shawna Harrison, Agent Mortgage Planner
Shawna understands that mortgages are about much more than buying a home; they are the key to realizing your dreams and unlocking your best future. Building a relationship with her customers is top priority. She listens to her client’s unique challenges and goals, and then crafts a financial plan to
support their vision. Shawna’s wealth of experience in customer service, marketing, advertising and sales equip her to work hard so you don’t have to. As a military spouse and mother of two young children, she knows that life can sometimes take you by surprise; her clear advice and expert service ensures that your mortgage does not!
Natalia Capano Compliance Administrator
Our Compliance Administrator Natalia comes to Mortgage Wellness with a variety of unique skills and experiences that bring something extra special to the team. Having been with Mortgage Wellness since 2016, she exemplifies the family-oriented, supportive and dedicated qualities that make the office so welcoming. With a background in insurance, Natalia was looking to make more of an impact on the lives of clients and found the mortgage industry. She has built her career with Mortgage Wellness first as an agent and now in the compliance department; in all roles she prides herself on impeccable and timely service. Natalia loves knowing that her hard work creates a smooth process for clients, especially those purchasing their first home with the help of the Mortgage Wellness team.
At 17, Natalia left South America to pursue new things and has built a successful career and a loving family in Canada. When not supporting the agents at Mortgage Wellness, Natalia is traveling with her kids to their summertime trailer retreat, heading to the local park, or curling up inside with a good movie!
Say hello to Charmaine our Mortgage Planner whose approach brings a new dynamic to Mortgage Wellness clients. With a background in customer service, adult education and personal finance, Charmaine knows how to work with clients on building their own knowledge base while accessing the best products. As a Qualified Associate Financial Planner, Charmaine assists Mortgage Wellness clients in achieving their financial goals no matter their starting point. She offers clear guidance and an organized approach to take the stress off of clients and provide seamless service. Her mission is to access exceptional products for her clients and pass on key knowledge to help them expand their own understanding of the process.
Charmaine came to Mortgage Wellness knowing she was joining a team of responsive, supportive and appreciative experts who value every client. Outside of her dedicated work, Charmaine likes to travel the world with her husband exploring every continent she can. She has raised a jet-setting family that seeks a global education and an outdoorsy lifestyle!
Born and raised in Barrie, Joshua joined the Mortgage Wellness team as a Planner in 2020. As a longstanding member of the community, Joshua feels strongly about providing his clients with the type of service they could expect from a close neighbour; trusted advice, based on extensive knowledge of the area, that takes your best interest to heart. Joshua knows that real estate decision-making can be complicated, so he prioritizes understanding his clients’ needs, considering their future goals and ultimately growing their net worth. Clients can relax knowing he has found them the best possible solution.
Like a good neighbour, Joshua takes full advantage of the gorgeous Simcoe County landscape with his family. Don’t be surprised if you run into Joshua and his family on the hiking trails taking in the region he has grown to love so much!
Meet Kevin, a Mortgage Planner who knows what it’s like to be on the other side of the desk. Kevin has been working with Principal Broker Nick L’Ecuyer for many years; he knows what the Mortgage Wellness team is all about and brings personality, experience and empathy to the team. Having diverse industry experience from commercial brokering to custom home building, Kevin is savvy and equipped to meet all of his customer’s needs. As someone who says empathy is at the foundation of his service, helping families to Live Better through debt consolidation and guidance through stressful times is his favourite part of the job. Whether an established family is seeking to consolidate debt or first time homebuyers are desperate for advice, Kevin finds fulfillment in seeing his customers leave the office happier and feeling lighter with his support.
Although Kevin is an award-nominated broker, it’s his dinner that his family might boast about! With a past life in the culinary arts, Kevin loves to cook for his family of daughters (and his dogs don’t mind chasing after the spills). Outside the kitchen Kevin likes to hit the links and spend time with his family at the dog park.
Mike is a Mortgage Planner with a deep well of experience to offer clients of Mortgage Wellness. Having an award-winning career stretching from engineering, insurance, financial planning, finance and even professional hockey; Mike knows how to make a detailed financial plan that brings many variables together. With Mike you can expect him to uncover all of the essential details to build a Live Better plan that captures your goals and helps you achieve your dreams. If you are looking for an organized and clear approach from a Planner who has a diverse knowledge and network to pull expertise from – Mike is your guy! Mike joined the Mortgage Wellness team seeking to go above and beyond, striving to give every client that dream-come-true-feeling.
Outside the office Mike is seeking that same feeling through sports. Being an avid athlete, Mike has tackled everything from canoeing to flying airplanes. A man of many talents, Mike plays guitar, dabbles in photography and takes solo expeditions in Canada’s backcountry. You can be pretty much be guaranteed to have a common interest with Mike who loves adventure, curiosity and a challenge!
At Mortgage Wellness we know the goals and needs of our clients are as unique as they are, that's why we have Planners like Shannon on our team! Shannon genuinely cares about her clients and considers herself a solution-seeker; working hard to take the stress out of building a plan to #livebetter. With extensive experience in the industry, Shannon has built all sorts of solutions from first-time homebuyers to real estate investors each with clear and seamless steps to make the process easy. If you are looking for a Planner that can adapt to your needs and present strategic options to achieve your goals, Shannon is your person!
Part of Shannon’s strategic, solution-building skills come from her personal hobbies in real estate investing and DIY projects, adding to her knowledge and giving her insight into the client experience. When not stretching these skills, Shannon enjoys spending time with her family by exploring Canada's campgrounds.
Brenda St. Amand
Brenda St. Amand
Brenda joined the Mortgage Wellness family in 2020 with over 30 years of experience in financial services. She works with her clients to create strategies that help them meet today’s goals, as well as their goals for the future. Whether clients need to finance their forever home or build a real estate investment portfolio, Brenda presents her clients with the information and knowledge to choose the best option for them. For Brenda it doesn’t stop when the deal closes, she knows that life brings change and regularly reaches out to past clients to ensure they are still on track for their #livebetter plans and helps adjust if necessary!
As a mother of two daughters, Brenda and her family have called Barrie home for many years. She is involved in her community as a member of Rotary, Business and Professional Women’s Association, and Gals That Give. Brenda enjoys all the beauty that Simcoe County has to offer by biking, hiking, skiing, and relaxing outdoors.
Meet Ashley our Controller and the one who keeps us on track in our pursuit of helping more families #livebetter with Mortgage Wellness. We have Ashley to thank for all of our behind the scenes financial reporting and analysis. She has spent many years working in the financial and accounting field sharpening her skills and building strong relationships which she lends to her role on our team.
We are not the only ones who appreciate having Ashley as part of their team, in her spare time Ashley volunteers on the Board of Directors for Big Brothers Big Sisters of Orillia enriching the community with her knowledge and skills. When not supporting others, she enjoys spending time outdoors playing softball and snowboarding.
Richard joined the Mortgage Wellness team in 2021 as a Planner. Born in England, he made Barrie his first Canadian home fifteen years ago and the Mortgage Wellness Family is happy he did! Richard focuses on creating a seamless experience for his clients by taking the time to get to know them and outline their expectations from the beginning. Using transparency and honesty as his superpowers, he creates meaningful relationships with his clients to meet their goals. With more than 13 years in the Financial Services Industry as an advisor and lender, Richard is a passionate and savvy solution-finder.
When he isn’t spending time with his Mortgage Wellness family, Richard is at home with his wife and two children. He is an avid overseas traveller and enjoys watching and cheering along to Liverpool FC games.
Vicki joined the Mortgage Wellness team in 2012, expanding her knowledge to mortgage insurance for a few years before joining the team again in 2021. Building a career, a large family and ongoing professional skills, Vicki understands her clients’ perspectives and uses her experiences to connect and find solutions by relating to their needs. Vicki is a comforting presence along the mortgage journey, creating positive communication and relationships to best answer every question.
When she is not working with her Mortgage Wellness family, Vicki is incredibly dedicated to her large family at home. She enjoys learning and has taken courses on trading, futures, and foreign exchanges and tackled renovation and home improvement projects in her spare time. Born and raised in northern Ontario, Vicki is an outdoor enthusiast at heart; she has a passion for gardening and has recently taken to the glamping lifestyle.
Commercial Mortgage Planner
Ed joined the team in December of 2020 as a Commercial Mortgage Planner bringing numerous skills and financial solutions to the clients of Mortgage Wellness. Whether you need a mortgage for commercial, mixed use, multi-unit properties or property development; Ed has you covered! With a background of over 27 years in financial services, Ed works hard to provide client focused financing solutions that leverage his extensive experience in the industry.
Ed is a graduate of the University of Western Ontario and an award-winning Planner having received the Canadian Mortgage Award in 2018 & 2019 and being nominated for Business Development Manager of the Year. Though he is passionate about his job, Ed’s greatest joy is his exceptionally large family. As an outdoor enthusiast enjoying cottage life in Ontario and a passionate home-chef, his large circle of friends and family certainly reap the rewards of his hobbies!
Tarah is our Client Concierge and one of the friendliest people you could meet! As a passionate people person, Tarah is responsible for making sure all of the clients feel like family as they strive to #livebetter with Mortgage Wellness. As a previous client herself, Tarah knows the Mortgage Wellness experience from both perspectives, making her perfect for the role of connecting our family to yours. If you need anything – from a Planner’s extension number to a cup of coffee – Tarah is your go-to!
Tarah and her family love exploring new activities and adventuring outdoors. Her infectious laugh, sense of humour and desire to bring joy extend beyond her family and brings a light and upbeat energy to the Mortgage Wellness team!